If you received distributions from pensions, annuities, or retirement plans in 2025, filing Form 1099-R is required. Submit it by the February 02, 2026 deadline to avoid penalties and stay compliant with the IRS.

Form 1099-R Distributions Deadline Feb 02, 2026. Call +1-866-513-4656 for professional guidance.

What Is Form 1099-R?

Form 1099-R reports distributions from pensions, annuities, IRAs, 401(k)s, and other retirement accounts. All taxable distributions must be reported to the IRS, whether or not federal tax was withheld.

Types of Distributions Covered

1. Pension plan payments

2. Annuity distributions

3. IRA withdrawals

4. 401(k) or other retirement plan distributions

Important Filing Deadlines

1. Recipient Deadline: February 02, 2026

2. Tax Year: 2025

Filing on time prevents penalties and ensures accurate reporting. Call +1-866-513-4656 if your 1099-R is missing or has errors.

How to Report 1099-R Distributions

1. Check Your Form: Confirm payer details, distribution amounts, and federal tax withheld.

2. Report on Form 1040: Enter IRA, pension, or annuity distributions on Line 5a and 5b.

3. Include All Taxable Amounts: All taxable distributions must be reported to remain IRS-compliant.

4. File Electronically or by Paper: E-filing is recommended for faster processing and fewer errors.

1. IRS 1099-R Instructions

2. TurboTax

3. QuickBooks

Penalties for Late or Incorrect Filing

1. IRS fines for underreported distributions

2. Interest on unpaid taxes

3. Potential IRS audits or notices

Tips for Smooth 1099-R Filing

1. Keep all retirement account statements organized

2. Double-check distribution amounts before filing

3. File early to prevent errors

4. Consult experts for multiple accounts or complex distributions

Final Takeaway

Filing your Form 1099-R distributions from pensions, annuities, and retirement plans by February 02, 2026 ensures IRS compliance, avoids penalties, and keeps your tax reporting accurate.

Call +1-866-513-4656 for expert assistance filing Form 1099-R and reporting retirement distributions.

FAQs

1. What should I do if I don’t receive my 1099-R?

Contact your plan administrator immediately. If unresolved, estimate and report the income. Call +1-866-513-4656 for guidance.

2. Are pension and retirement distributions taxable?

Yes, most distributions are taxable unless made from after-tax contributions.

3. Do small distributions need reporting?

Yes, all taxable distributions must be reported to remain IRS-compliant.

4. Can I e-file 1099-R income?

Yes, e-filing is faster, safer, and recommended by the IRS.