If you earned interest from bank accounts, CDs, or bonds in 2025, you must file Form 1099-INT. Meeting the February 02, 2026 deadline helps you stay IRS-compliant and avoid penalties.

Form 1099-INT Interest Income Deadline Feb 02, 2026. Call +1-866-513-4656 today.

What Is Form 1099-INT?

Form 1099-INT is used to report interest income earned during the year from banks, credit unions, and other financial institutions. The IRS taxes all interest income, even if it wasn’t received in cash.

Common Sources of Interest Income

1. Savings and checking accounts

2. Certificates of Deposit (CDs)

3. U.S. Savings Bonds

4. Other interest-bearing investments

Important Filing Deadlines

1. Recipient Deadline: February 02, 2026

2. Tax Year Covered: 2025

Timely filing ensures accurate reporting and avoids penalties. Call +1-866-513-4656 if your 1099-INT is missing or incorrect.

How to Report Interest Income

1. Check Your Form: Verify the payer, interest amounts, and federal tax withheld.

2. Report on Form 1040: Enter interest income on Line 2b of Form 1040.

3. Include All Interest: Even small amounts must be reported for IRS compliance.

4. File Electronically or by Paper: E-filing is recommended for accuracy and speed.

1. IRS 1099-INT Instructions

2. TurboTax

3. QuickBooks

Penalties for Late or Incorrect Filing

1. IRS penalties for underreporting interest income

2. Interest on unpaid taxes

3. Possible IRS audits or notices

Tips for Smooth Filing

1. Keep all statements organized

2. Double-check amounts before filing

3. File early to avoid last-minute errors

4. Seek expert guidance if multiple interest sources exist

Final Takeaway

Filing your Form 1099-INT interest income by February 02, 2026 ensures IRS compliance, avoids penalties, and keeps your records accurate.

Call +1-866-513-4656 for professional help filing Form 1099-INT and reporting interest income.

FAQs

1. What should I do if I don’t receive my 1099-INT?

Contact your bank or financial institution immediately. If unresolved, estimate and report the income. Call +1-866-513-4656 for guidance.

2. Is interest income taxable even if I haven’t received it in cash?

Yes, the IRS taxes all accrued interest income.

3. Do I need to report small interest amounts?

Yes. All interest income must be reported for compliance.

4. Can I e-file 1099-INT?

Yes. E-filing is faster, safer, and recommended by the IRS.